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Transfer of negative interest rates to borrowers

As is known, the interest rate for financing has declined significantly in recent years. The relevant interest rate indicators for variable-rate loans have, for years, fallen below the limit of …

VRV 2015 – Evaluation of municipal assets

In October 2015, the Voranschlags- und Rechnungsabschlussverordnung 2015 (VRV) entered into force. This will lead to the introduction of a new budgetary law and will also require an account for …

Municipalities in the interest rate trap…

Municipalities in the interest rate trap … or paradise … Interest rates are on a historic low. Whether all municipalities will benefit from the current negative interest rates, and if …